June 27, 2016
A credit report contains your personal information, status of your credit accounts, and loan payments history. It also has public information about you, credit inquiries, and contacts for dispute in case you find incorrect information.
Lenders use these reports to make...
We all hear about credit scores. But what exactly is a credit score?
A credit score represents one’s credit worthiness. There are three credit reporting agencies in the U.S and they have their own analysis based on Fair Isaac Corporation FICO method.
Here is a pie chart...