Disclaimer: This is how I am thinking of investing my money, not necessarily how I think you should do it. I’m not a CFA nor do I have a certified title. Everyone is different in their investing philosophy. Please do your due diligence. You go to school, get a degree, and you get a job at mid or large size companies. They will likely offer you a 401K plan. Most companies will match a certain percentage of your salary when you contribute to your 401K account. For example, comp

We all know it; college costs A LOT of money! Even with Financial Aid (which you should definitely apply for) saving a little bit more money wouldn’t hurt either. With our busy schedules, sometimes buying groceries to cook isn’t the most convenient way to go. Here are some ways to save money in college so you can have peace of mind knowing you have a little bit extra for a rainy day. HONEY – CHROME EXTENSION: The Honey app extension for Chrome users has to be my proudest disc

“Apply for FAFSA! Don’t forget! Complete and submit your FAFSA today!” We hear it about it all the time on campus, but what exactly is FAFSA and what can it do for you? Let’s break it down: FAFSA stands for Free Application for Federal Student Aid. It's a part of the United States Department of Education and is the largest provider of student financial aid in the nation. It offers more than $150 billion each year to help fund the millions of students who are aiming for higher

The most difficult task when setting up a budget is adhering to it. In general, you should not spend more than 50% of your income on fixed expenses. Here are some fixed expenses: Rent/Mortgage and property taxes Utilities Car loan Insurance Cell phones Groceries Next, 30% of your income should go to savings and investing. I think investing can include investing in yourself, like taking a class or attend a seminar. Last, 20% of your income will be fun money or guilt-free spend

One of the old sayings is “Money is the root of all evils,” so should we teach our kids about money? For my family and most Vietnamese Americans, we consider money as a taboo topic. For example, if you earn a lot of money, you should not talk about it or you try to be very modest about your success. In the American culture, it is the complete opposite. American kids are taught about money from an early age. The concept of money is taught in school, such as counting your coins

Brexit was the biggest news last month even though it’s probably nothing compared to Pokemon GO. On June 23, 2016, 52% of Britain voted to exit the European Union. This event threw the world's financials into turmoil. The Dows dropped 3%. The British pound fell to its lowest level since 1985. The media once again had many predictions about the market, mostly to sell their stories. Fast forward to this week, we can say that the market is back to where it was, if not, better. H