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0:12 / 16:23Chopsticks Alley Talk: SBA Economic Injury Disaster Loan Program

Chopsticks Alley Talk

Chopsticks Alley Talk

Host: Trami Nguyen Cron

Guest: Julie Clowes, District Director of Small Business Administration or SBA in San Francisco

Sponsored by: @Knight Foundation


Tune in to get information about the Economic Injury Disaster Loan Program from the Small Business Administration Office. Low-interest loan for working capital for small businesses suffering economic injury as a result of COVID-19.

Max loan size $2 million Pay for financial obligations and operating expenses which could have paid had the disaster not occurred.


Includes:

Fixed expenses, rent, payroll, accounts payable, extraordinary expenses incurred due to disaster

Does not include: refinancing long-term debt Disaster loan provided directly by SBA Repayment ability (over 30 years) Loans under $25,000 – no collateral Loans over $25,000 – pledge available collateral.

SBA will not decline a loan for lack of collateral

Interest Rates: Small businesses 3.75% Non-profits 2.75%

Loan Term: max 30 years, 15 or 30 years is typical.




SBA disaster assistance programs: www.sba.gov/disaster Disaster Assistance Portal: https://disasterloan.sba.gov/ela/ SBA’s Customer Service Center (for Disaster Loans): 1-800-659-2955 / 1-800-877-8339 (TTY) Email: disastercustomerservice@sba.gov San Jose - Vietnamese and English speakers available http://www.svsbdc.org SBA San Francisco District Office: www.sba.gov/ca/sf SFOMail@sba.gov (415) 744-6820 SF Resource Guide – Local resource partners: https://www.sba.gov/…/de…/files/files...





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