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0:12 / 16:23Chopsticks Alley Talk: SBA Economic Injury Disaster Loan Program

Chopsticks Alley Talk

Host: Trami Nguyen Cron

Guest: Julie Clowes, District Director of Small Business Administration or SBA in San Francisco

Sponsored by: @Knight Foundation

Tune in to get information about the Economic Injury Disaster Loan Program from the Small Business Administration Office. Low-interest loan for working capital for small businesses suffering economic injury as a result of COVID-19.

Max loan size $2 million Pay for financial obligations and operating expenses which could have paid had the disaster not occurred.


Fixed expenses, rent, payroll, accounts payable, extraordinary expenses incurred due to disaster

Does not include: refinancing long-term debt Disaster loan provided directly by SBA Repayment ability (over 30 years) Loans under $25,000 – no collateral Loans over $25,000 – pledge available collateral.

SBA will not decline a loan for lack of collateral

Interest Rates: Small businesses 3.75% Non-profits 2.75%

Loan Term: max 30 years, 15 or 30 years is typical.

SBA disaster assistance programs: www.sba.gov/disaster Disaster Assistance Portal: https://disasterloan.sba.gov/ela/ SBA’s Customer Service Center (for Disaster Loans): 1-800-659-2955 / 1-800-877-8339 (TTY) Email: disastercustomerservice@sba.gov San Jose - Vietnamese and English speakers available http://www.svsbdc.org SBA San Francisco District Office: www.sba.gov/ca/sf SFOMail@sba.gov (415) 744-6820 SF Resource Guide – Local resource partners: https://www.sba.gov/…/de…/files/files...

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