Watch Chopsticks Alley Talks Live - Episode 18 Topic: Money Talk - Kiva Crowdlending Guest: Sarah Adeel - Kiva, Peninsula Lead Email: saraha@kiva.org Host: Trami Cron, C@ Founder Co-Host: Suzanna Lam - CPA, Author Millionaire Baby, Cracking the Wealth Code Sponsor: www.Kiva.org Music: David Hargrove Video: David Hargrove and Thomas Vo If you'd like to sponsor our next Chopsticks Alley Talk, send an email to chopsticksalley@gmail.com #crowdfunding #kiva #money #smallbusiness #

As Vietnamese Americans we are often taught cash is king as we have memories of our moms carry wads of cash when traveling to other countries. We also have fears ATM machines may not accept our cards or we don't want to incur extra foreign transaction fees or credit card charges so we continue to carry cash while fearing pick-pocketers. We also assume without access to wifi we cannot use our commonly used phone apps to help us navigate the local scenes. Here are some Danh's

Disclaimer: This is how I am thinking of investing my money, not necessarily how I think you should do it. I’m not a CFA nor do I have a certified title. Everyone is different in their investing philosophy. Please do your due diligence. You go to school, get a degree, and you get a job at mid or large size companies. They will likely offer you a 401K plan. Most companies will match a certain percentage of your salary when you contribute to your 401K account. For example, comp

The most difficult task when setting up a budget is adhering to it. In general, you should not spend more than 50% of your income on fixed expenses. Here are some fixed expenses: Rent/Mortgage and property taxes Utilities Car loan Insurance Cell phones Groceries Next, 30% of your income should go to savings and investing. I think investing can include investing in yourself, like taking a class or attend a seminar. Last, 20% of your income will be fun money or guilt-free spend

One of the old sayings is “Money is the root of all evils,” so should we teach our kids about money? For my family and most Vietnamese Americans, we consider money as a taboo topic. For example, if you earn a lot of money, you should not talk about it or you try to be very modest about your success. In the American culture, it is the complete opposite. American kids are taught about money from an early age. The concept of money is taught in school, such as counting your coins

Brexit was the biggest news last month even though it’s probably nothing compared to Pokemon GO. On June 23, 2016, 52% of Britain voted to exit the European Union. This event threw the world's financials into turmoil. The Dows dropped 3%. The British pound fell to its lowest level since 1985. The media once again had many predictions about the market, mostly to sell their stories. Fast forward to this week, we can say that the market is back to where it was, if not, better. H

So you want to rent a car for your next trip. Where do you start? Most travel websites will require a payment up front when you book a reservation. The following resources do not. Autoslash is a website which does all the work for you. They will find the best coupon code and look for the best rate for you. They will monitor and rebook the lower rate if it becomes available. They can search multiple vendors. First, you can search directly on Autoslash. Enter your criteria like

This edited article is from ThomasVoRealtor.com, an independent website and is republished on Chopsticks Alley as part of a content-sharing agreement. Real estate is the latest industry to undergo a paradigm shift thanks to the changing attitudes of millennials. A nationwide survey conducted by Bank of America revealed that young potential home buyers are far more hesitant to purchase a traditional starter home as a placeholder until their dream home becomes available (and af

A credit report contains your personal information, status of your credit accounts, and loan payments history. It also has public information about you, credit inquiries, and contacts for dispute in case you find incorrect information. Lenders use these reports to make lending decisions. It is important to know your credit report for the following reasons: Having a reality check on your information. Are all personal information such as name, addresses, and loan payment histor

We all hear about credit scores. But what exactly is a credit score? A credit score represents one’s credit worthiness. There are three credit reporting agencies in the U.S and they have their own analysis based on Fair Isaac Corporation FICO method. Here is a pie chart which will give you facts on how FICO works: The FICO credit score ranges from 300-850. If you are shopping for a mortgage, your score would have to be greater than 680. If you want the best interest rate that

Yesterday was a historical day for Britain as it decides to leave the European Nation. This was a decision that affected their currency in a significant way. The British pound is down by 9% compared to Wednesday, June 22, 2016. We see this as a window of opportunity to buy airfare to Europe at a discount. Here's a tip to save you some money. Let’s say you want to travel to London for Christmas. Airfares for round-trip tickets from San Francisco to London is $869 on non-stop f